Reference Number
BI-209
Description

Who we are.

Bryte Insurance Company Limited is the premier, proactive commercial risk specialist in Southern Africa. Applying our unparalleled sector insights, proven expertise, and foresight, we partner with customers and brokers to protect their businesses and improve their risk profile across the continent. Bryte Insurance Company Limited approaches customer risk with purpose, proactively working with brokers and customers to enable better risk decisions.

 

Our opportunity

The role holder will be responsible analyse, underwrite and process new and existing policies effectively within delegated authority limits to achieve agreed levels of underwriting performance by providing technical underwriting support and assistance. To provide high quality service and solutions to brokers and customers to ensure business retention and growth. To provide effective qualitative underwriting and to demonstrate specialized product knowledge. Provide positive interaction between the Bryte Commercial Market Underwriting & Specialized Divisions.
Requirements

 

Key Tasks & Accountabilities

 

Achieve targeted underwriting profit.

  • Underwriting medium- high complexity risks
  • Measuring exposure and analyzing risk
  • Determine technical price according to agreed/certified pricing process.
  • Quoting and agreeing coverage
  • Negotiating terms and conditions
  • Managing underwriting profitability of accounts
  • Implement underwriting measures to attain targeted loss ratios and rates.
  • Embrace technology to improve portfolio performance, ensure that treaty re-insurance standards are adhered to at all times.
  • Ensure compliance with technical and operational underwriting standards, procedures, and controls.
  • Application of the Bryte Way (TBW) of underwriting
  • Deploy & utilize risk engineers appropriately.

 

Growth and retention of business

  • Establish lasting partnerships with key stakeholders.
  • Support growth of existing books and new books through underwriting actions
  • Retain business through underwriting actions.

 

Effective, efficient underwriting and approval of large policies

  • Effectively process referrals for new business, endorsements, and renewals

 

Provide qualitative service levels to internal and external stakeholders.

  • Consistently utilise processes, procedures and approach based on the TBW process framework.
  • Ensure service levels meet SLAs with brokers and other business units.
  • Ensure effective communication with brokers and clients.
  • Manage complaints effectively and timeously.
  • Build relationships through provision of good and consistent service.
  • Embrace technology to improve efficiencies and service.

 

Governance

  • Ensure governance and best practice is adhered to & communicated to all stakeholders.

Teamwork

  • Act in line with SLA and instructions from all superiors and always ensure professionalism in dealings with internal and external stakeholders.
  • Develop technical skills on a continuous basis.

 

Relationships

Internal

  • Sales
  • Technical Underwriting, risk engineers and actuarial
  • BRYTE SA Head of Reinsurance
  • Central Service Hub
  • Claims Hub
  • Marketing & Risk
  • Information Technology
  • People Management

 

External

  • Brokers
  • Clients
  • Re-insurers
  • Re-insurance brokers
  • SAIA
  • Shareholders
  • UMA’s
  • Affinity groupings

 

Qualifications & Experience

  • Grade 12, NQF Level 4
  • FAIS compliant, 60 credits
  • Minimum of 5 years technical expertise in underwriting, AIISA / ACII an added advantage
  • Sound knowledge of how to optimize underwriting performance at a policy and portfolio level.
  • Technical expertise

 

Behavioral

  • Analysis
  • Prioritizing critical tasks
  • Concern for Excellence
  • Customer Service Orientation
  • Drive and goal orientation- self-motivated.
  • Oral and verbal communication
  • Problem solving
  • Resilience/stress management
  • Teamwork
  • Attention to detail.
  • Initiative
  • Planning and organizing

 

Closing Date:  26 June 2025
Work Level
Skilled
Type
Permanent
Salary
Market Related
EE Position
No
Location
Johannesburg